GRmortgages.com

Your privacy is important to us and maintaining your trust and confidence is one of our highest priorities. We respect your right to keep your personal information confidential and understand your desire to avoid unwanted solicitations. The law requires us (along with brokerage houses, banks, and other financial institutions) to disclose our Privacy Policy to you – which we are more than happy to do. We hope by taking a few moments to read it, that you will have a better understanding of what we do with the information you provide us and how we keep it private and secure while using it to serve you better.

We collect certain personal information about you – but only when that information is provided by you or is obtained by us with your authorization. We use that information to prepare your personal mortgage loan and may also use it to provide various mortgage programs to you at your request.

Examples of sources (but not limited to) from which we collect information include:
phone calls and interviews with you, letters or e-mails from you, Credit reports that you request we pull or financial planning organizers, and Financial history questionnaires.

As a general rule, we do not disclose personal information about our clients or former clients to anyone. However, to the extent permitted by law and any applicable state Code of Professional Conduct, certain nonpublic information about you may be disclosed in the following situations:

In the course of a review of our companies practices under the authorization of a state or national licensing board or as necessary to properly respond to an inquiry or complaint from such a licensing board or organization.
In conjunction with a prospective purchase, sale, or merger of all or part of our company, provided that we take appropriate precautions (for example, through a written confidentiality agreement) so the prospective purchaser or merger partner does not disclose information obtained in the course of the review.
As a part of any actual or threatened legal proceedings or alternative dispute resolution proceedings either initiated by or against us, provided we disclose only the information necessary to file, pursue, or defend against the lawsuit, and take reasonable precautions to ensure that the information disclosed does not become a matter of public record.
To provide information to affiliates of our company and nonaffiliated third parties who perform services or functions for us (such as, but not limited to, credit reporting agencies) in conjunction with our services to you, but only if we have a contractual agreement with the other party which prohibits them from disclosing or using the information other than for the purposes for which it was disclosed. (Examples of such disclosures include using an outside credit service bureau to process mortgage pre-qualifications or engaging a records-retention agency to store prior year records.)
To comply with a validly issued and enforceable subpoena or summons.

Except as otherwise described in this notice, we restrict access to nonpublic personal information about you to employees of our firm and other parties who must use that information to provide services to you. Their right to further disclose and use the information is limited by the policies of our firm, applicable law, our Code of Professional Conduct, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your personal information from unauthorized access, alteration, or premature destruction.

Thank you for allowing us to continue serving your Mortgage and financial needs. We appreciate your business and are committed to protecting your privacy. We hope you view our company as your most trusted opinion when selecting a $0 down home and we will work to continue earning your trust. Please call us if you have any questions or if we can be of further service.

Privacy Statement